Overall Financial Planning

1. Objectives

a. Introduction to Financial Planning: Introduce readers to the concept of financial planning and its importance in achieving financial stability and long-term goals.

b. Basic Financial Concepts: Break down key financial concepts such as cash flow and net worth planning, risk management and insurance planning. investment planning, tax planning, estate planning, education planning and retirement planning

c. Actionable Steps: Offer readers actionable steps and tools to start their financial planning journey, including creating a budget, setting financial goals, understanding different savings and investment options, and protecting against financial risks through insurance

2. Coverage Inclusion

Financial Statement Analysis, Debt Management, Risk Management and Insurance Planning, Investment Planning, Tax Planning, Estate Planning, Education Planning and
Retirement Planning.


Wealth Accumulation Phase


– Cash Flow Planning

– Net Worth Analysis

– Debt Management

– Risk Management

– Insurance Planning

(Pre-analysis phase is important for the initial financial planning to make sure the current financial situation is healthy)

-Investment Planning
– Tax Planning

(Wealth accumulation phase is important to grow and accumulate the financial resources to the highest value

– Estate Planning

– Education Planning

– Retirement Planning

(Post analysis phase is important to sustain the cost of living after the ceased of permanent jobs

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